Personal Lines Insurance is designed for individuals and families who want peace of mind knowing that their most important assets are protected. Whether it’s your home, car, rental apartment, boat, or even your dog, personal lines provide the coverage you need to face life’s unexpected events with confidence.

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🚗 Auto Insurance

• Liability protection for accidents where you’re at fault.
• Collision and comprehensive coverage for damage to your vehicle.
• Uninsured/underinsured motorist protection.
• Optional add-ons: roadside assistance, rental reimbursement, gap coverage.

🏡 Homeowners Insurance

• Protects your house, attached structures, and belongings.
• Covers fire, theft, vandalism, storms, and other covered losses.
• Liability protection if someone is injured on your property.
• Additional living expenses if your home becomes uninhabitable.

🏠 Renters Insurance

• Affordable protection for your personal property in an apartment or rental home.
• Liability coverage for accidents or damage you’re responsible for.
• Loss of use coverage if you can’t live in your rental due to covered events.

🏢 Condo Insurance

• Tailored coverage for condo owners — insures what your HOA doesn’t.

🚤 Watercraft & Boat Insurance

• Protection for boats, jet skis, and other recreational vehicles.
• Covers accidents, theft, storm damage, and liability on the water.

🐾 Pet Insurance

• Helps with veterinary bills, emergency care, and treatments.
• Covers illness, accidents, and routine care depending on plan.

💎 Valuable Items Coverage

• Protects jewelry, watches, collectibles, and fine art not fully covered under standard policies.

☂️ Umbrella Insurance

• Extra liability protection above your auto/home policy limits.
• Essential for high-net-worth households or anyone seeking added peace of mind.
• Covers lawsuits, major accidents, and unexpected claims.