Medicare IRMAA (Part B & Part D)

Estimate your monthly Income-Related Monthly Adjustment Amount based on filing status, income, and tax year (two years prior). IRMAA is added to your standard Part B premium and/or Part D plan premium.

Update required: Replace the example bracket values in the CONFIG section of this file with the official SSA amounts for 2025 and 2026 when available.

Filing status

Individual (Single) Married Filing Jointly

Tax Year used for IRMAA (two years prior)

Tax Year 2023 applies to 2025 premiums

Modified Adjusted Gross Income (MAGI)

$85,000

Tip: click the value to type a precise number.

Filing status

Individual

Tax year → Benefit year

2023 → 2025

Income (MAGI)

$85,000

Bracket

—

Part B Premium

$0.00 / month

Part D IRMAA only

$0.00 / month

IRMAA amounts are added to your standard Part B premium and/or your Part D plan premium. Dollar values here are estimates based on the brackets configured below.